Bank of America Accelerated Rewards™ American Express® Card  

REVIEW:
The Bank of America® Accelerated Rewards™ American Express® Card, issued by FIA Card Services, N.A., is designed for those with average credit who want to participate in the reward program.

Through the reward program, cardholders earn 1.25 points for every dollar they spend with the card. Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, discounts at hotels, and gift certificates. There is no limit to the amount of points that cardholders can earn, but points will expire after five years.

The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a reasonably low fixed interest rate on purchases and balance transfers once the introductory rate expires.

This card also provides various benefits and services including a personal concierge service, identity theft recovery, and absolute fraud protection.

Therefore, those who would like to participate in the reward program and will take advantage of the introductory rate will benefit most from what the Bank of America® Accelerated Rewards™ American Express® Card has to offer.