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AccountNow Gold Visa® Prepaid Card  

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Account Now Gold Visa? Prepaid Card

Overall Rating:



AccountNow Gold Visa® Prepaid Card

Issued by: MetaBank

  Annual Fee: $0*
  Intro Rate: None
  APR: None
  Card Type Pre-Paid
REVIEW:

The AccountNow Gold Visa® Prepaid Card, issued by MetaBank, is a stored value card designed for those who may have difficulty obtaining a standard unsecured credit card. This card allows cardholders to enjoy the convenience of a bank account and the privilege of a gold card, all in one.

With the AccountNow Gold Visa® Prepaid Card, there are no late or overdraft fees, there is no credit check, and no minimum balance requirement.

Although the card does not require a banking account to be opened, it does require payments in advance, which are then used to offset future purchases made with the card. Advance payments can be funded directly from the cardholder\'s paycheck and automatically loaded to the card every pay period. Cash can also be added at one of over 135,000 participating retail partners nationwide. Plus, cardholders receive a $25 bonus when they sign up for free direct deposit.

With this prepaid card, cardholders can even borrow money with the iAdvance Line of Credit from MetaBank. And because your repayment history is reported to the major credit bureaus, this card can also help rebuild your credit.

Therefore, those who are looking for a stored value card with flexibility to pay in advance for purchases, do not mind paying upfront fees, and would like the opportunity to participate in the credit builder service will find the AccountNow Gold Visa® Prepaid Card, to be a beneficial option.

Other Card Specific Information

Introductory Rate 0%
Time Period 9999.00
Applied To None
Intro Details n/app
Apr Purchase 0%
Var Fi x Purchase n/app
Annual Fee $0*
Annual Details *Monthly fee: $0, if you load $3000 or more on your card in a month; $9.95 otherwise.
Application Fee n/app
Participation Fee $9.95
Reload Fee $0
Inactive Fee n/app
Total First Year Fees See Terms
Type of Reward n/app
Optional Reward n/app
Optional Annual Fee n/app
Rebate Minimum n/app
Rebate Maximum n/app
Additional Rebates n/app
Rebate Details n/app
Points Per Dollar Spent n/app
Additional Points n/app
Point Details n/app
MilesPerDollarSpent n/app
AdditionalMiles n/app
MileDetails n/app
Miles Compatible With n/app
Expiration n/app
Yearly Limit n/app
Additional Perks See website for additional benefits.
Notations Other Fees (for optional and less common services) may apply, per occurrence:

Bank Teller Cash Advance: $4.95. Express delivery charge: $40. Expedited Bill Pay Service: $9.95 for Electronic, $19.95 for Check. Bill Pay Stop Payment: $20. Ordering a new or replacement card: Free one per year for Customers on Direct Deposit; $10 otherwise. Monthly Statement: Free for online access, $2.95 for Paper Statement. Non-Online Bill Pay Check Processing including but not limited to unauthorized debit transactions using direct deposit number such as paper checks, ACH debits, check-by-phone or pre-authorized payments: $5. Using International ATM to withdraw money: $4.95.Currency conversion: 2.95% of transaction amount after conversion. If you decide to close your account and request a check to bring your balance to zero, a $15.95 check fee will be applied.

See website for complete terms and conditions of card usage and application disclosure.