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Overall Rating:
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Discover® Motiva Card
Issued by: Discover
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Annual Fee: |
$0 |
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Intro Rate: |
0.00% |
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APR: |
999.000% Applied to Purchases, Balance Transfers |
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Card Type |
Reward - Cash |
The Discover® Motiva Card issued by Discover is a cash rewards card designed for the smart shopper who is looking for a credit card with zero introductory APR and Cashback Bonus® rewards. When you make your payments on time and enjoy shopping, Discover will say "thank you" by rewarding you with a truly unique Cashback Bonus® rewards program.
0% Introductory APR. To start, you will not have to pay any interest on balance transfers for the first 15 months of card membership. You can also make purchases during the 15 month promotional period with 0% introductory APR.
Cashback Bonus® for Good Credit Management . Due to your committed payments and smart spending - you can enjoy Cashback Bonus® from Discover. When you pay your balance on time you can enjoy 5% of your interest charges automatically each month that you pay your balance on time.
Cashback Bonus® for Spending. Now you will get 1% Cashback Bonus® on all purchases and up to 20% Cashback Bonus® when you shop through the hundreds of popular retailers at ShopDiscover.com.
Security. To ensure your safety, Discover offers a fantastic security and protection program. You will have $0 Fraud Liability with mobile and email fraud alert options that will ease your worries. If you have any questions or concerns, you can reach a U.S.-based friendly account manager within 60 seconds of calling. These are services that you can access 24 hours a day, 7 days a week.
If you are smart with your spending and want to transfer your existing balances onto a card with zero interest for 15 months, you can make purchases and feel secure. With great rewards, no annual fee, no rewards/redemption fees and no additional card fee - no wonder the Discover® Motiva Card is one of Discover's #1 Ranked loyalty cards - apply now! |
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Other Card Specific Information
| Introductory Rate |
0.00% |
| Time Period |
15.00 |
| Applied To |
Purchases, Balance Transfers |
| Intro Details |
0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%. See terms and conditions for complete details. |
| Apr Purchase |
999.000% |
| Var Fi x Purchase |
Variable |
| Annual Fee |
$0 |
| Annual Details |
None |
| Application Fee |
n/app |
| Participation Fee |
n/app |
| Reload Fee |
n/app |
| Inactive Fee |
n/app |
| Total First Year Fees |
n/app |
| Type of Reward |
Rebate |
| Optional Reward |
No |
| Optional Annual Fee |
n/app |
| Rebate Minimum |
.25% |
| Rebate Maximum |
20% |
| Additional Rebates |
Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn 5%-20% Cashback Bonus® at participating top online retailers through Discover's exclusive online shopping site. Plus, each time you pay at least the Minimum Payment Due for each billing period, you may earn additional Cashback Bonus®. |
| Rebate Details |
Earn 1% rebate on purchases after your total annual purchases exceed $3,000; purchases that are part of your first $3,000 earn .25%. Cardholders will also earn .25% rebate on purchases made at select warehouse clubs, discount stores and their affiliates. Rewards are redeemable in $20 increments only. |
| Points Per Dollar Spent |
n/app |
| Additional Points |
n/app |
| Point Details |
n/app |
| MilesPerDollarSpent |
n/app |
| AdditionalMiles |
n/app |
| MileDetails |
n/app |
| Miles Compatible With |
n/app |
| Expiration |
None |
| Yearly Limit |
None |
| Additional Perks |
Various Internet account related services.
Fraud and security protection services.
No liability for unauthorized transactions.
Up to $500,000 in flight insurance.
Auto rental insurance.
Access to Pay-On-Time Bonus.
Access to 5%-20% Cashback Bonus® at top online retailers through Discover's exclusive online shopping site.
Flexible payment due dates.
See website for additional benefits. |
| Notations |
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.
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