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Overall Rating:
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Annual Fee: |
$0 |
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Intro Rate: |
0.00% |
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APR: |
15.240% Applied to Purchases |
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Card Type |
Reward - Cash |
The TrueEarnings® Card from Costco and American Express is a cash back rewards credit card that combines the best of both worlds. You will get both an American Express® Card and a Costco Membership Card in one, along with no annual fee for Costco members.
0% Intro APR - Save a little bit extra with a 0% introductory APR on purchases for 6 months. This special offer is available to you for half a year after you sign up, allowing you to remain interest-free. After the six-month period ends, a standard APR will apply to your purchases, based on the prime rate and your credit worthiness.
Earn Cash Back - Now you can enjoy using a card that earns you cash back rewards on everything you buy. Receive 3% cash back for the first $3,000 spent in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel and 1% everywhere else. Costco purchases will also earn you 1% cash back.
No Annual Fee - You won't be charged an annual fee in order to maintain your membership if you're a Costco member. That means you'll have more money to put away for yourself.
TheTrueEarnings® Card from Costco and American Express is the ideal card for your purchasing needs with the exceptional service and protection you can count on from American Express. Apply for the card that has a high rating in overall customer satisfaction!
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program. |
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Other Card Specific Information
| Introductory Rate |
0.00% |
| Time Period |
6.00 |
| Applied To |
Purchases |
| Intro Details |
You will enjoy 0% APR for 6 months on purchases from the date of account opening. After that, your regular APR will apply. |
| Apr Purchase |
15.240% |
| Var Fi x Purchase |
Variable |
| Annual Fee |
$0 |
| Annual Details |
No annual membership fee with your paid Costco Membership |
| Application Fee |
n/app |
| Participation Fee |
n/app |
| Reload Fee |
n/app |
| Inactive Fee |
n/app |
| Total First Year Fees |
n/app |
| Type of Reward |
Rebate |
| Optional Reward |
No |
| Optional Annual Fee |
n/app |
| Rebate Minimum |
1% |
| Rebate Maximum |
3% |
| Additional Rebates |
3% for annual gasoline purchases of up to $3,000 (1% thereafter), 2% for restaurants, 2% for travel, 1% everywhere else, including Costco |
| Rebate Details |
The rebate will be sent each year in the cardholder's February billing statement. |
| Points Per Dollar Spent |
n/app |
| Additional Points |
n/app |
| Point Details |
n/app |
| MilesPerDollarSpent |
n/app |
| AdditionalMiles |
n/app |
| MileDetails |
n/app |
| Miles Compatible With |
n/app |
| Expiration |
Reward is distributed annually in the form of a reward coupon, and coupon must be redeemed in person prior to its expiration date of August 31st in the year in which it is issued. |
| Yearly Limit |
None |
| Additional Perks |
Card can be used as a Costco membership card.
Various travel and emergency assistance services.
Auto rental insurance.
Various Internet account related services.
No liability for unauthorized Internet transactions.
Access to various discounts at participating retailers and merchants.
Extended warranty for purchases.
Purchase protection.
Emergency card replacement.
Up to $100,000 in travel accident insurance.
See website for additional benefits. |
| Notations |
To apply for the card, the applicant must have a valid Costco membership.
This card is not available to Puerto Rico residents.
See website for complete terms and conditions of card usage and application disclosure. |
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