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Advanta Customizable Platinum BusinessCard with Unlimited Rewards  

  Card Issuers
  Advanta
  American Express
  Applied Bank
  Bank of America
  BANKFIRST
  Capital One
  Chase
  Dakota State Bank
  Discover
  FIA Card Services, N.A.
  First Bank of Delaware
  HSBC Bank Nevada, N.A.
  IberiaBank
  Manufacturers and Traders Trust Company
  MBNA Canada
  MetaBank
  New Millennium Bank
  Palm Desert National Bank
  Pulaski Bank
  The Bancorp Bank
  U.S. Bank




Advanta Platinum with Rewards Customized BusinessCard

Overall Rating:



Advanta Customizable Platinum BusinessCard with Unlimited Rewards

Issued by: Advanta

  Annual Fee: $0
  Intro Rate: 0.00%
  APR: 7.990% Applied to Balance Transfers
  Card Type Business
REVIEW:

The Advanta Customizable Platinum BusinessCard with Unlimited Rewards, issued by Advanta, is designed for business owners who are looking to consolidate business expenses onto one credit card account and would like to earn rewards or rebates for business purchases.

Through the rewards program, cardholders will earn one point for every dollar they spend on purchases. Points can be redeemed for travel, gift certificates, merchandise, and checks in $50 increments once 5,000 points are earned. There is no limit on the number of points that can be earned and points will expire after three years.

Many common platinum business features can be found with this card, such as auto rental insurance, extended warranty coverage, itemized expense reports, online account access, and card personalization. Cardholders are also offered discounts on various products and services from participating retailers and merchants.

The card has no annual fee and has an attractive long term 0% introductory rate on balance transfers. This card also has a reasonably low interest rate that applies as long as payments are up to date; applicants should review the terms and conditions provided by the card issuer.

Therefore, business owners who may occasionally carry a balance and plan to take advantage of the additional benefits and services provided (especially the retailer and merchant discounts) will benefit most from what the Advanta Customizable Platinum BusinessCard with Unlimited Rewards has to offer.


Other Card Specific Information

Introductory Rate 0.00%
Time Period 15.00
Applied To Balance Transfers
Intro Details A 0% introductory rate is available on balance transfers for 15 months if a transfer is submitted during the application process. The APR for balance transfers after the introductory period will be a fixed rate of 7.99%.
Apr Purchase 7.990%
Var Fi x Purchase Variable
Annual Fee $0
Annual Details None
Application Fee n/app
Participation Fee n/app
Reload Fee n/app
Inactive Fee n/app
Total First Year Fees n/app
Type of Reward Point
Optional Reward No
Optional Annual Fee $0
Rebate Minimum n/app
Rebate Maximum n/app
Additional Rebates n/app
Rebate Details n/app
Points Per Dollar Spent 1 Point
Additional Points None
Point Details Points can be redeemed for travel, gift certificates, merchandise, and checks in $50 increments.
MilesPerDollarSpent n/app
AdditionalMiles n/app
MileDetails n/app
Miles Compatible With n/app
Expiration 3 Years
Yearly Limit None
Additional Perks Various Internet account related services.
Personalized business design.
Personalized business checks.
Personalized billing date.
Online statements and management reports.
Auto rental insurance.
Purchase protection.
Extended warranty for purchases.
Discounts on products and services at participating merchants and retailers.
Compatible with Quicken® and Microsoft Money® software.
Access to travel rewards or rebate program.
See website for additional benefits.
Notations Cardholders can only enroll in either the cash back rebate program or the travel rewards program.
The APR is based on the highest Prime Rate during a 90-day period.
The APR for cash advances varies according to the applicant's credit history and will be either 7.99% or 19.99%.
See website for complete terms and conditions of card usage and application disclosure.