Bank of America Visa Signature® WorldPoints™ Reward  

REVIEW:
The Bank of America Visa Signature® WorldPoints® Rewards, issued by FIA Card Services, N.A., is designed for those with excellent credit who plan to take advantage of the reward program that it offers.

Cardholders earn one point for every dollar spent on general purchases, which can be redeemed for a variety of benefits including merchandise, gift certificates, cash rebates, and travel rewards. There is no limit to the amount of points that may be earned per year; however, points will expire after five years.

This card has no annual fee, and the APR for purchases and balance transfers is reasonably low. There is also a 0% introductory APR for balance transfers and cash advance checks for the first twelve billing cycles.

In addition to the reward program, cardholders can expect common benefits such as fraud protection services, online access, and a personal concierge service.

Therefore, those who plan to take advantage of the introductory offer, the very low APR for purchases and balance transfers, the reward program, and the various benefits and services may find the Bank of America Visa Signature® WorldPoints® Rewards to be a suitable option.